The ValueCheckFinancial Depository Database provides regulatory financial data for more than 27,000 U.S. and Canadian depository entities, including Bank Holding Companies, Commercial Banks, Savings Institutions, Savings Banks, Trust Companies and Credit Unions.
With over 10 years of comprehensive Annual, Quarterly, and Latest Twelve Month financials, the ValueCheck database is your single source for comprehensive Financial Depository data. The ValueCheck database is updated quarterly from the following regulatory filings: Federal Reserve (FR Y-9C and Y-9SP), FDIC (Call Reports), Office of Thrift Supervision (TFR), Office of the Superintendent of Financial Institutions (Canadian Institutions) and National Credit Union Association (Call Reports).
Value-Added Normalization
In addition to over a thousand as reported data items, ValueCheck has developed normalized statement views. These value-added views ensure consistent analysis between varying financial depository institutions and seamless historical analysis. With normalized data comes the certainty that you are making accurate comparisons and drawing valid conclusions.
Key Ratios and More
ValueCheck provides several key ratios to accommodate any type of analysis:
Non-Performing Loan Ratio
Efficiency Ratio
Non-Performing Loan Coverage
Net Interest Income Growth
Loan Loss Coverage
Net Interest Margin
Net Charge Offs to Loans
Net Interest Spread
Loan Growth
Return on Assets
Provisioning Ratio
Return on Equity
Yield on Average Earning Assets
% Salaries and related
Earning Assets
% Net Occupancy
Average Cost of Funding
% Provisioning
ValueCheck also provides aggregate ratios for peer groups, grouped by asset size. With these ratios you can make relevant comparisons with entities that closely match the profile of your target institution.
ValueCheck - The Right Choice for Accurate Financial Research
Investment Bankers– researching market share statistics for M&A purposes
Credit Analysts – performing risk analysis
Financial Analysts – analyzing a bank’s financial performance versus peers or peer group
Fixed Income and Equity Analysts – performing financial analysis
Financial Depository Data